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	<title>Zero Percent Credit Cards</title>
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	<description>Zero Percent Credit Cards Rip off or Screaming Deal? or Both?</description>
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		<title>Why Not a Prepaid Credit Card?</title>
		<link>http://zero-percent-creditcards.com/why-not-a-prepaid-credit-card/</link>
		<comments>http://zero-percent-creditcards.com/why-not-a-prepaid-credit-card/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 09:38:12 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Prepaid Credit Cards]]></category>
		<category><![CDATA[Prepaid Charge Card]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=28</guid>
		<description><![CDATA[Why Not a Prepaid Credit Card?By Kate Tee Why not a pre-paid credit card? It&#8217;s a well tried and tested concept after all and quite straight forward. We&#8217;re all used to prepaid phone cards, prepaid gift tokens and prepaid gas and electricity meters. The prepaid credit card simply takes the same logic a further step [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>The Zero Percent Credit Card Game</title>
		<link>http://zero-percent-creditcards.com/the-zero-percent-credit-card-game/</link>
		<comments>http://zero-percent-creditcards.com/the-zero-percent-credit-card-game/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 10:12:10 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Zero Percent Credit Card Game]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=75</guid>
		<description><![CDATA[I have played the Zero Percent Credit Card Interest Game for years. First let me say that I believe there are two reasons for debt, One reason is to make money and the other reason is to buy a house. Any other reason for borrowing money is living beyond your means. Sometimes we have no [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Why Your Payment History Carries Weight in the FICO Score Formula</title>
		<link>http://zero-percent-creditcards.com/why-your-payment-history-carries-weight-in-the-fico-score-formula/</link>
		<comments>http://zero-percent-creditcards.com/why-your-payment-history-carries-weight-in-the-fico-score-formula/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 09:36:48 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Fico Score Formula]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=26</guid>
		<description><![CDATA[Why Your Payment History Carries Weight in the FICO Score FormulaBy William Lathrop There are several different pieces of information that help to calculate your FICO score. All of it is found on your credit report. Several factors like how long is your credit history and how much do you owe carry large weights. So [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Late Payment Credit Card Cure, How to Never have another Late Credit Card Payment</title>
		<link>http://zero-percent-creditcards.com/late-payment-credit-card-cur/</link>
		<comments>http://zero-percent-creditcards.com/late-payment-credit-card-cur/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 09:33:58 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Late payment Credit Card Cure]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=73</guid>
		<description><![CDATA[This is a very simple way to never have a late payment on your credit card. I have several cards and I play the zero percent interest game with them. I am borrowing money at zero percent and making payments. If I am late by just one day the credit card company will double penalize [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How does the Bank Make Money on Zero Percent Offers?</title>
		<link>http://zero-percent-creditcards.com/how-does-the-bank-make-money-on-zero-percent-offers/</link>
		<comments>http://zero-percent-creditcards.com/how-does-the-bank-make-money-on-zero-percent-offers/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 09:15:53 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Zero Percent Credit Card Game]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=71</guid>
		<description><![CDATA[They make money in a couple of ways. Their prime way of making money on the Zero Percent offers is Penalties on Late Payments. Also if you are late on One payment you will automatically be bumped into one of their higher rate categories on your remaining balance. Initially they will charge you the transaction [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Have Too Many Credit Inquiries? Inquiry Removal Can Make a Difference</title>
		<link>http://zero-percent-creditcards.com/have-too-many-credit-inquiries-inquiry-removal-can-make-a-difference/</link>
		<comments>http://zero-percent-creditcards.com/have-too-many-credit-inquiries-inquiry-removal-can-make-a-difference/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 09:31:36 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Credit Card Inquiries]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=23</guid>
		<description><![CDATA[Have Too Many Credit Inquiries? Inquiry Removal Can Make a DifferenceBy Chris Robertson When trying to obtain a loan from a bank or another type of lender, the number of inquiries shown on your credit report can make a tremendous difference in your interest rates or even whether or not you can get approved. But [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Credit Score Range &#8211; Get the Facts</title>
		<link>http://zero-percent-creditcards.com/credit-score-range-get-the-facts/</link>
		<comments>http://zero-percent-creditcards.com/credit-score-range-get-the-facts/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 09:32:41 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Credit Score Range]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=21</guid>
		<description><![CDATA[Credit Score Range &#8211; Get the FactsBy Tom Allen There appears to be a fair bit of bafflement in relation to the question of what is a good credit score range. The basics are actually fairly simple. To have any sort of chance of getting a loan or credit card with reasonable terms and conditions, [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How to Fix a Bad Credit Score</title>
		<link>http://zero-percent-creditcards.com/how-to-fix-a-bad-credit-score/</link>
		<comments>http://zero-percent-creditcards.com/how-to-fix-a-bad-credit-score/#comments</comments>
		<pubDate>Sun, 05 Apr 2009 09:27:59 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Credit Score Range]]></category>
		<category><![CDATA[Removing Late Payments]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=17</guid>
		<description><![CDATA[How to Fix a Bad Credit ScoreBy Alan Willis There can sometimes be quite a lot of misunderstanding concerning the issue of how to fix a bad credit score. There really is a vast deluge of info out there on the Web regarding credit scores. With just a glance at the Internet it&#8217;s very easy [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Remove Late Payment From Your Credit Report</title>
		<link>http://zero-percent-creditcards.com/remove-late-payment-from-your-credit-report/</link>
		<comments>http://zero-percent-creditcards.com/remove-late-payment-from-your-credit-report/#comments</comments>
		<pubDate>Sat, 04 Apr 2009 09:25:09 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Removing Late Payments]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=15</guid>
		<description><![CDATA[Remove Late Payment From Your Credit ReportBy Matt Douglas Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed. However a 90 day or 120 day will cause significant damage to your score. This mark can be deleted by the lender [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>If I Close My Credit Card Account Will it Raise My Credit Score?</title>
		<link>http://zero-percent-creditcards.com/if-i-close-my-credit-card-account-will-it-raise-my-credit-score/</link>
		<comments>http://zero-percent-creditcards.com/if-i-close-my-credit-card-account-will-it-raise-my-credit-score/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 12:23:41 +0000</pubDate>
		<dc:creator>Rick</dc:creator>
				<category><![CDATA[Building Your Credit History]]></category>
		<category><![CDATA[Credit Score Range]]></category>
		<category><![CDATA[Removing Late Payments]]></category>

		<guid isPermaLink="false">http://zero-percent-creditcards.com/?p=13</guid>
		<description><![CDATA[If I Close My Credit Card Account Will it Raise My Credit Score?By Helen Hecker If you&#8217;re thinking about closing a credit card account that you aren&#8217;t using or have more than one, you may have wondered if it&#8217;s a good idea to do it. Some people think it will raise their credit score. Here [...]]]></description>
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		<slash:comments>3</slash:comments>
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